Ndia5 Product Suite

Every Payment Flow.
One Platform.

Modular, compliance-ready infrastructure built exclusively for banks and NBFCs. Deploy one product or the entire stack.

BANK Lender ESCROW Rule Engine Auto-release ✓ NBFC Borrower ₹12B+ Monthly

Escrow Management

Multi-party fund flow, compliance controls, and real-time visibility for co-lending, RERA, and TRA accounts.

Co-lending · RERA · TRA
NDIA5 Payouts IMPS UPI NEFT RTGS 12K+ TPS · <100ms

Payouts

High-volume real-time payouts across IMPS, NEFT, RTGS, and UPI with intelligent routing and audit trails.

IMPS · NEFT · RTGS · UPI
eNACH UPI BBPS NetBanking SMART ENGINE Retry · Analytics 99% Accuracy Collected ✓

Collection Platform

Multi-channel collections with smart retry, delinquency dashboards, and automated escalation workflows.

eNACH · UPI · BBPS
99.8% matched UPI 99.9% NEFT 99.7% NACH 99.8% RTGS 100% ⚡ AI ENGINE 🔄 Auto-match Flag & resolve 368 exceptions

Recon as a Platform

AI-powered reconciliation across all rails. 99.8% auto-match rate with exception flagging and RBI audit reports.

All Rails · AI Matching
BBPSNdia5 ⚡ Utility 🛡 Insurance 📱 Mobile 🏦 EMI 🏫 School20,000+ Billers

BBPS

Bharat Bill Payment System — 20,000+ billers: utility, insurance, EMI, and more through one unified network.

Banks
ndia5-api.js// Initiate Payoutconst res = await ndia5. payouts . create({ amount: 1425000, mode: "IMPS"});// 87ms response{ status: "SUCCESS",latency_ms: 87 }

API Hub

RESTful APIs for all Ndia5 services. Sandbox, Postman collections, webhooks, and sub-100ms response times.

Developer First

See It All in Action

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